As you approach 65, you will need to make some decisions about your healthcare coverage. Typically, most people enroll in Medicare starting three months before turning 65 unless you qualify earlier. Original Medicare includes Part A (for hospitalization) and Part B (for doctor visits.)

There are also a variety of plans that combine these two coverages - and some some that add additional benefits for prescription drugs and other special needs. The good news is that there are many choices, however it requires careful consideration of your specific needs.

Pelcher Insurance is here to help guide you through these decisions and get you set-up with the right Medicare product.